A powerful AI decision engine for Credit Underwriting Income Estimation Personalized Pricing Cash Flow Modeling
Unleash your lending potential with a no code decision engine that is easy to implement and infinitely flexible.
Why innovative credit unions, banks, and lenders are switching to Modelshop
- Personalize Your Member Experience
- Reach More Diverse Customers
- Access Banking Data Insights
- Improve Portfolio Performance with AI
TRUSTED BY
We make an impact
where it matters...
Modelshop has been building lending decision engines that blend credit and banking data for over a decade.
Our priority has been to help our clients achieve their business goals without the need for additional technology resources.
We achieve this with our no code decision platform and a white-glove customization engagement that gets clients into production 10x faster and more cost effectively than traditional decision automation projects.
- ACQUIRE 32% more qualified borrowers
- REDUCE first payment default losses by 21%
- STREAMLINE origination time by 40%
- DEPLOY new data attributes and strategies in 1 day
A rocketship for automating lending decisions
Connect to industry data
Modelshop has plugins for bureaus, open banking data and identity vendors to help assemble models quickly.
Create a custom variables
Every risk team has their unique view into credit decisions. Build new insights with no code tools.
Build AI guided decision logic
Use historic customer data to guide new decision logic using predictive modeling and offer optimization tools.
Click to deploy a decision API
Deploy as real-time API decision engines with a click, with built in decision monitoring and perforance tracking.
Advanced Risk Algorithms, without a PhD
Traditional Score & Segmentation
Probability of default prediction combined with ‘credit box’ segmentation across key ratios.
Risk-Weighted Cash Flows
Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.
High Dimension Predictions
Advanced predictive analytics translated into explainable multidimensional segmentations.
Economic Impact Projections
Model risk based on collateral values, economic indicators and potential adverse events.